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Break cost calculator


Work out how many months it will take you to recover the costs of breaking your fixed interest rate loan. 


  • Overwrite defaults to suit your needs.
  • Enter your current fixed interest rate and the break costs estimated by your bank, then calculate.


Please enter digits only. Do not enter currency, commas, text or % symbol.

The calculations are a guide to a simple cost-benefit equation and are intended to be meaningful and useful.  The calculation does not allow for possible funding costs if break-fees are added to your loan, nor the opportunity costs of paying the break-fees in cash.  These cannot be accounted for without making this guide hard to use and, in our opinion, a bit meaningless.

This calculator is a guide and calculations may be rounded.
Other than as required under consumer protection law, Mortgage Warehouse is not liable for any loss or damage resulting from reliance on information obtained or outcomes resulting from these calculations.