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Who is likely to want revolving credit?

Business owners, self employed or those earning bonus or commission incomes can benefit from revolving credit.

Revolving credit could be beneficial if any of the following applies...

  • Those who like the ability to overpay their mortgage when they can afford to, with the aim of repaying it sooner.
  • Salary or wage earners who also earn bonus or commission income.
  • Those who can afford to overpay their mortgage now but may want to withdraw their overpayment in future.
  • Self employed with irregular income and expenses.


Managing revolving credit properly is an important factor in getting the best from this product.