Refinance
Scope the market quickly with an experienced mortgage broker.
When it's time to change
Competitive interest rates will be important but there may be other considerations as well.
A successful refinance will save you money and set you up with a lender who will help you achieve your financial goals.
More on this topic here.
Comparing apples with apples
An interest rate is one measure that allows us to make comparisons. However, the danger is that other costs are hidden so comparisons cannot be made easily and accurately.
The cheapest isn't always the best or the most suitable. Read more on this topic here.