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Our mortgage brokers are very familiar with guarantor supported loan applications.

A guarantor is used by a lender to give additional security for their loan over-and-above their mortgage.

  • Your guarantor will have an exposure to the lender, whether limited to 20% or not, and they will remain exposed until they are released from their guarantee by the lender.
  • Whenever a guarantor is involved in supporting another person's loan, the guarantor's liability should be limited to the minimum possible amount (say 20%).
  • There should also be a planned release of the guarantee at the outset.  Guarantors are normally released at 80% LVR.


More on this topic here

There are many things to consider when a guarantor is able to help.  In the first instance we need to receive a loan application.

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