Loan Top-up

Introduction

A home loan top up can be very simple to arrange so check out whether or not you can top up your ASB Bank home loan before you enter other more expensive finance arrangements.

Why would you increase your debt by topping up your loan?

Your home loan is normally the cheapest borrowed money you can get. 

If you need to buy a new car (for example) then topping up your home loan is probably a much cheaper way to finance that purchase than using other forms of vehicle finance.  This is usually true for most finance packages like hire purchase and short term loans. 

A loan top up can be very simple to arrange so check out whether or not you can top up your loan before you enter other more expensive finance arrangements. 

See how to get started below. 

A few things to know about ASB Bank's top up policy

• There is no minimum top up amount - it just needs to be practical so about $2,000 is a reasonable lower range figure. 
• ASB's policy is to charge 1% but we will normally negotiate waiver of any top up fee. 
• There is no upper limit for a loan top up, the calculations are based on ASB's normal lending criteria. 

To get started

Unfortunately, the days of the single page loan top up are gone (for now). 

• Apply here to be assessed for any top up to your ASB Bank lending.