Loan Top-up

Introduction

A home loan top-up can be very simple to arrange so you should always check out whether or not you can top-up your ANZ Bank home loan before you enter other more expensive finance arrangements.

Why would you increase your debt by topping-up your loan?

Your home loan is normally the cheapest borrowed money you can get. 

If you need to buy a new car (for example) then topping-up your home loan is probably a much cheaper way to finance that purchase than using other forms of vehicle finance.  This is usually true for most finance packages like hire purchase and short term loans. 

A loan top-up can be very simple to arrange so check out whether or not you can top-up your loan before you enter other more expensive finance arrangements - even those offered by ANZ Bank. 

See how to get started below. 

A few things to know about ANZ's top up policy

ANZ's normal lending criteria applies. 

The minimum top up amount is $5,000.

Loan top-up fees will be waived if:

• You have been an ANZ home loan or residential investment customer for three years or more.
• Your total home loan or residential investment lending is $250,000 or more.

To get started

Unfortunately, the days of the single page loan top-up are gone (for now). 

• Apply here to be assessed for any increase to your ANZ Bank lending.