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Negative gearing model

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This model will estimate the viability of an investment property based upon a range of variables, including an income tax rate.

The end result is an estimate of a tax adjusted annual cash surplus, or cash loss. The calculation illustrates a point, it does not convey tax advice or any other advice.

The viability of an investment could depend on many factors which may not be included here.

Please enter digits only. Do not enter currency, commas, text or % symbol. Where applicable, the indicative interest rate shown is a current 3 years fixed interest rate and it can be overwritten. Please change this to suit your needs.

Property Details
Total Cost To Buy ($) (Required)
Building/Improvements Value ($) (Required)
Chattels/Furniture Value ($) (Required)
Income (either Yield or Rent and Occupancy) (Required)
Expected Gross Annual Yield (% pa)
Rent ($)
Occupancy (weeks per year)
Annual Expenses
Rates (incl. water rates if applicable) ($)
Insurance ($)
Repairs & Maintenance ($)
Management Fees ($)
Body Corporate ($)
Other Costs ($)
Indicative Interest Rate (% pa) (Required)
Your Tax Rate (%) (Required)

This calculator is a guide and calculations may be rounded.

Other than as required under consumer protection law, Mortgage Warehouse is not liable for any loss or damage resulting from reliance on information obtained or outcomes resulting from these calculations.

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