My borrowing power

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For an estimate of how much you could borrow, this is a good place to start. The calculator is quite detailed and the results are a reasonable guide as to your possible borrowing power. However, there are many other factors to consider which are not accounted for in this calculator; so for a more accurate answer it is best to complete a loan application so we can make a thorough assessment and perhaps arrange pre-approved finance to suit you.

Although this is a popular calculator, everyone's situation is unique, so it isn't a substitute for a personalized assessment.

There are several mandatory (required) fields. Where zero values are required, please enter the digit 0.

Please enter digits only. Do not enter currency, commas, text or % symbol. Where applicable, the indicative interest rate shown is a current 3 years fixed interest rate and it can be overwritten. Please change this to suit your needs.

Household Income (after tax and any other compulsory deductions)
If you are either single or are living in a married or defacto relationship, please indicate here (Required)
If you care for children or other dependants, please select the number you care for here (Required)
Applicant 1 (Required)
Applicant 2
Rental Income
If you already earn rental income or the property you intend buying will earn rental income, please enter this here
Personal Expenses
Personal living costs (food/clothes/holiday/etc) (Required)
Utilities (gas/power/phone/internet/tv/water/etc) (Required)
Vehicle expenses (including registration, insurance and running costs) (Required)
How many vehicles do you own?
Other loan repayments that will continue after the proposed loan is drawn down (Required)
Hire purchase payments that will continue after the proposed loan is drawn down (Required)
Regular child care or family support payments
Rent if you will continue renting after the proposed loan is drawn down
Regular education costs
Personal insurance and voluntary superannuation payments
Credit and Loans		Loan Limits
Credit cards, store cards and overdraft limits (combined) (Required)
Total amount owing on other mortgages, loans or hire purchase (Required)

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My borrowing power

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