Budget to buy

Document Actions

We're a bit old fashioned, so we've kept this calculator to help with savings goals.

It refers to the "old 95%" LVR rule. If you are borrowing 100% you probably won't need to budget for saving your equity! But, if you are saving for your first home, we can show you how long it will take to reach your goal.

Please enter digits only. Do not enter currency, commas, text or % symbol. Where applicable, the indicative interest rate shown is a current 3 years fixed interest rate and it can be overwritten. Please change this to suit your needs.

Income
Salary or wage (after tax) ($) (Required)
Partner's salary or wage (after tax) ($)
Interest earned on savings ($)
Income from investments/dividends ($)
Rental income ($)
Any other income ($)
Personal Expenses
Personal living expenses ($)
Utilities (power, telephone, internet etc) ($)
Rent ($)
Vehicle running expenses ($)
Vehicle insurances, registration etc ($)
Insurance - household contents ($)
Insurance - life, health, income etc ($)
Education costs ($)
Holidays & entertainment ($)
Pets ($)
Other Debts
Property loan repayments ($)
Vehicle loan repayments ($)
Personal loan repayments ($)
Hire purchase payments ($)
Other loan repayments ($)
Property Expenses
Council rates ($)
Insurance - fire & general ($)
Repairs & maintenance ($)
Savings (not for property)
Superannuation or retirement planning ($)
Other savings ($)

Sections

Personal tools

Ask questions

Knowledge centre

Service you can trust

Apply online

Budget to buy

Document Actions

Prefer to talk?

Email

Quick question?