3. Loan top up

A home loan top up can be very simple to arrange so check out whether or not you can top up your National Bank home loan before you enter other more expensive finance arrangements.

Why would you increase your debt by topping up your loan?

Your home loan is normally the cheapest borrowed money you can get. 

If you need to buy a new car (for example) then topping up your home loan is probably a much cheaper way to finance that purchase than using other forms of vehicle finance.  This is usually true for most finance packages like hire purchase and short term loans. 

A loan top up can be very simple to arrange so check out whether or not you can top up your loan before you enter other more expensive finance arrangements.

A few things to know about National Bank's top up policy

• The minimum top up amount is $5,000.
• National Bank's policy is to charge a $250 top up fee for all top ups. 
  
• We will frequently negotiate a waiver of the top up fee. 

To get started

Unfortunately, the days of the single page loan top up are gone (for now). 

You can apply here to be assessed for a top up to your National Bank home loan. 

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